After decades of marriage – and the difficult journey through divorce – you may find yourself open to a new kind of partnership, one that offers closeness without a legal knot. Cohabiting later in life can bring companionship, shared expenses, and independence, but it also raises unique questions about money, housing, pensions, health care, and grown children. This book walks you through the decision-making process, from honest self-reflection to practical conversations about who pays for what and what happens if one of you needs care. You will learn why a cohabitation agreement matters, how to protect separate assets while building a shared life, and how to talk openly with adult children about inheritance and living arrangements. Every chapter offers concrete examples, checklists, and real-world scenarios drawn from the experience of people who have rebuilt after divorce. Whether you are considering moving in together, already living together, or simply weighing your options, this guide helps you create a partnership that honours your past, respects your future, and protects both hearts and wallets. Part of The Later-Life Divorce Library.