Artificial intelligence is moving beyond conversation. AI agents can search for information, compare alternatives, interact with software services, prepare transactions and monitor results. When connected to wallets and payment systems, they can also move real economic value.

AI Agents Blockchain and Digital Money explains how autonomous systems can use digital wallets, initiate payments and participate in machine-based commerce while remaining subject to clearly defined human controls.

Written for readers without a programming background, the book examines the difference between autonomy and authority, how agents use external tools, how wallets and delegated keys operate, and how digital payments can be executed through stablecoins, smart accounts and programmable financial infrastructure.

Readers will learn how spending limits, session keys, approval policies, monitoring systems and emergency controls can restrict an agent’s authority. The book also examines manipulation, compromised data, malicious tools, accumulated micropayments and other forms of agentic financial risk.

Practical laboratories, an agent authority map, a transaction approval matrix and operational checklists help readers design safer policies for systems capable of acting and paying on their behalf.

This volume provides a practical foundation for understanding the emerging relationship between artificial intelligence, blockchain infrastructure and digital money—and for ensuring that autonomous action remains within human-controlled limits.