Today, capital ownership remains centrally controlled. The Protestant Reformation of the economy is a transformation that gives everyone the opportunity to earn income from owning capital. An integral economy distributes capital ownership widely by reforming banking, taxation, and the patent system, and by providing capital income accounts to everyone at birth.

Economically responsible individuals are nourished by personal institutions on the right wing of society and an ethical economic playing field by impersonal ethical institutions on the left wing. Both wings serve the head, which holds society's collective wisdom.

The book covers money, banking, binary economics, corporations, taxes, capital distribution, and an economic path upward for everyone. It is complete with appendices that contain five bills ready to make the U.S. Economy integral: (1) Decentralized Banking and Currency Stability Act; (2) Shareholder Dividend and Corporate Tax Reform Act; (3) Patent Reform and Public Access Act; (4) Youth Civil Service and Economic Autonomy Act; and (5) Capital Income Act.