When a parent begins to need help with their money, the stakes feel enormous. You want to protect their savings from scams, cover care costs without panic, and preserve their independence—while keeping your own emotions in check. This book walks you through the practical steps without ever forgetting that this is your mother or father, not a balance sheet. You’ll learn how to start a gentle conversation about finances, organise documents and accounts, set up a simple budgeting system, and navigate the legal tools such as lasting power of attorney. The chapters cover everyday tasks—paying bills, managing pensions, dealing with care home fees—and harder conversations: spotting financial abuse, handling debts, and planning for the end of life. No two families face the same situation, so the advice is flexible, grounded in real experience, and firmly routed toward seeking professional legal and financial guidance when needed. Above all, this guide is about keeping trust intact. Part of The Caring for a Parent Library.